Wise vs Remitly

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Is Wise or Remitly cheaper for sending money from the UK to Philippines?

Remitly has usually been cheaper: it paid out more on 28 of the last 28 days, by £23.65 per £1,000 on average. On 11 November 2026, Remitly paid ₱776 more for £1,000 (Wise ₱83,604, Remitly ₱84,380).

What fees do Wise and Remitly charge for UK to Philippines?

In our latest quotes for £1,000, Wise charged £5.79 and Remitly charged £0.00. Their exchange rates sat on average 0.14% below and 1.65% above the mid-market rate respectively, which is a cost on top of the fee.

How much more does a recipient in Philippines get with the cheaper one?

On average £23.65 more per £1,000 sent over the last 28 days, and up to £34.71 on a single day. On 11 November 2026, Remitly paid ₱776 more for £1,000 (Wise ₱83,604, Remitly ₱84,380).

How often does the cheaper provider change between Wise and Remitly?

It hasn't in the last 28 days: Remitly paid out more every day. Prices can still change, so check before you send.

Guides for sending money to Philippines

• How to Send Money to Philippines from the UKSend money to Philippines UK with clear comparisons of exchange rates, fees and delivery options, so more of your pounds reaches your recipient in full.
• Best Remittance Apps: Check What They Pay OutCompare the best remittance apps by what reaches the recipient, not no-fee claims. Check rates, FX margins, speed and payout method before you send it.
• Transfer Timing: When Should You Send Money?Transfer timing affects delivery speed and the amount received. See what changes at weekends, when rates move and before bank cut-offs for UK senders today.