Head-to-head comparison
Wise vs Ria
UK to Philippines money transfers (2026)
£1,000 sent · ranked by what your recipient actually gets
Data from 11 November 2026
Ria delivers ₱611 more to your recipient today
Wise
Recipient gets
₱83,604
PHP for £1,000 sent
- Transfer fee
- £5.79
- Exchange rate
- 84.0906
- Rate vs mid-market
- 0.26% below
Ria
Recipient gets
₱84,215
PHP for £1,000 sent
- Transfer fee
- £0.00
- Exchange rate
- 84.2146
- Rate vs mid-market
- 0.11% below
† Plyna may earn a referral fee if you start a transfer via these links. Rankings are not affected.
Historical record
Who has led in Plyna's tracking?
5
Wise leads
85
Ria leads
Across 90 daily snapshots tracked by Plyna
The last 30 days
13 October 2026 to 11 November 2026, £1,000 sent, real quotes
- Days Wise paid more
- 2
- Days Ria paid more
- 28
- Average difference
- £5.88
- Biggest single day
- £14.24
Over the last 30 days of quotes, Ria paid out more on 28 of 30 days for £1,000 sent to Philippines, by £5.88 on average. Wise charged an average fee of £5.79 and its rate sat 0.13% below the mid-market rate; Ria charged £0.00 and sat 0.14% below. Wise charges more upfront but converts closer to mid-market, and on this route the better rate usually hasn't made up for the fee. The lead changed 2 times; Ria has led for the last 21 days.
Common questions
Wise vs Ria — UK to Philippines
- Is Wise or Ria cheaper for sending money from the UK to Philippines?
- Ria has usually been cheaper: it paid out more on 28 of the last 30 days, by £5.88 per £1,000 on average. On 11 November 2026, Ria paid ₱611 more for £1,000 (Wise ₱83,604, Ria ₱84,215).
- What fees do Wise and Ria charge for UK to Philippines?
- In our latest quotes for £1,000, Wise charged £5.79 and Ria charged £0.00. Their exchange rates sat on average 0.13% below and 0.14% below the mid-market rate respectively, which is a cost on top of the fee.
- How much more does a recipient in Philippines get with the cheaper one?
- On average £5.88 more per £1,000 sent over the last 30 days, and up to £14.24 on a single day. On 11 November 2026, Ria paid ₱611 more for £1,000 (Wise ₱83,604, Ria ₱84,215).
- How often does the cheaper provider change between Wise and Ria?
- The lead changed 2 times in the last 30 days, and Ria has led for the last 21 days. Check today's quotes before you send.
More comparisons for UK → Philippines
Guides for sending money to Philippines
- How to Send Money to Philippines from the UKSend money to Philippines UK with clear comparisons of exchange rates, fees and delivery options, so more of your pounds reaches your recipient in full.
- Best Remittance Apps: Check What They Pay OutCompare the best remittance apps by what reaches the recipient, not no-fee claims. Check rates, FX margins, speed and payout method before you send it.
- Transfer Timing: When Should You Send Money?Transfer timing affects delivery speed and the amount received. See what changes at weekends, when rates move and before bank cut-offs for UK senders today.
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