Head-to-head comparison
Wise vs Ria
UK to Philippines money transfers (2026)
£1,000 sent · ranked by what your recipient actually gets
Data from 27 September 2026
Ria delivers ₱508 more to your recipient today
Wise
Recipient gets
₱82,207
PHP for £1,000 sent
- Transfer fee
- £5.79
- Exchange rate
- 82.6855
- Rate vs mid-market
- 0.08% below
Best deal
Ria
Recipient gets
₱82,715
PHP for £1,000 sent
- Transfer fee
- £0.00
- Exchange rate
- 82.7151
- Rate vs mid-market
- 0.04% below
† Plyna may earn a referral fee if you start a transfer via these links. Rankings are not affected.
Historical record
Who has led in Plyna's tracking?
2
Wise leads
88
Ria leads
Across 90 daily snapshots tracked by Plyna
Common questions
Wise vs Ria — UK to Philippines
- Is Wise or Ria better for sending money from the UK to Philippines?
- Both providers serve the UK-Philippines corridor, but which is cheaper changes daily as they reprice their rates. In Plyna's tracked snapshots, Ria has led on 88 of 90 days. Today's result is shown in the comparison above — always check before transferring.
- What fees do Wise and Ria charge for UK to Philippines transfers?
- Current fees are shown in the comparison above. As a general guide: providers differ in whether they charge flat fees, percentage fees, or hide costs in the exchange rate margin. Plyna ranks by recipient amount — the only figure that captures the true total cost of both the fee and the rate margin in a single number.
- How much PHP does my recipient get with Wise vs Ria?
- Today's recipient amounts for £1,000 sent are shown in the comparison above. The difference can be significant — even a 0.5% rate margin difference adds PHP equivalent of several hundred units on a £1,000 transfer. Plyna updates these figures every morning from real provider quotes.
- Which is faster: Wise or Ria for Philippines transfers?
- Both Wise and Ria typically deliver to Philippines within a few hours. Exact delivery time depends on the payment method, time of day, and the recipient's bank. Check each provider's current delivery estimate when you create your transfer — speed can vary based on live network conditions.
See all providers side-by-side
Compare Wise, Remitly, WorldRemit, MoneyGram and Western Union together — with custom amounts, historical snapshots, and mid-market rate tracking.
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