Wise vs Ria

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Is Wise or Ria cheaper for sending money from the UK to Nigeria?

Wise has usually been cheaper: it paid out more on 30 of the last 30 days, by £15.94 per £1,000 on average. On 11 November 2026, Wise paid ₦29,411 more for £1,000 (Wise ₦1,826,038, Ria ₦1,796,627).

What fees do Wise and Ria charge for UK to Nigeria?

In our latest quotes for £1,000, Wise charged £6.07 and Ria charged £0.00. Their exchange rates sat on average 0.00% below and 2.20% below the mid-market rate respectively, which is a cost on top of the fee.

How much more does a recipient in Nigeria get with the cheaper one?

On average £15.94 more per £1,000 sent over the last 30 days, and up to £23.78 on a single day. On 11 November 2026, Wise paid ₦29,411 more for £1,000 (Wise ₦1,826,038, Ria ₦1,796,627).

How often does the cheaper provider change between Wise and Ria?

It hasn't in the last 30 days: Wise paid out more every day. Prices can still change, so check before you send.

Guides for sending money to Nigeria

• Best Rate to Send Money UK to Nigeria: Who Pays Most?Best rate to send money to Nigeria from the UK: today Remitly pays ₦1,827,620 for £1,000. Every provider's real payout, updated daily.
• Best Remittance Apps: Check What They Pay OutCompare the best remittance apps by what reaches the recipient, not no-fee claims. Check rates, FX margins, speed and payout method before you send it.
• Transfer Timing: When Should You Send Money?Transfer timing affects delivery speed and the amount received. See what changes at weekends, when rates move and before bank cut-offs for UK senders today.