Head-to-head comparison

Wise vs Ria

UK to Nigeria money transfers (2026)

£1,000 sent · ranked by what your recipient actually gets

Data from 13 August 2026

Wise delivers 32,367 more to your recipient today

Best deal

Wise

Recipient gets

1,872,601

NGN for £1,000 sent

Transfer fee
£6.14
Exchange rate
1884.1700
Rate margin
0.00%

Ria

Recipient gets

1,840,234

NGN for £1,000 sent

Transfer fee
£0.00
Exchange rate
1840.2340
Rate margin
0.00%

† Plyna may earn a referral fee if you start a transfer via these links. Rankings are not affected.

Historical record

Who has led in Plyna's tracking?

36

Wise leads

25

Ria leads

Across 61 daily snapshots tracked by Plyna

Common questions

Wise vs Ria — UK to Nigeria

Is Wise or Ria better for sending money from the UK to Nigeria?
Both providers serve the UK-Nigeria corridor, but which is cheaper changes daily as they reprice their rates. In Plyna's tracked snapshots, Wise has led on 36 of 61 days. Today's result is shown in the comparison above — always check before transferring.
What fees do Wise and Ria charge for UK to Nigeria transfers?
Current fees are shown in the comparison above. As a general guide: providers differ in whether they charge flat fees, percentage fees, or hide costs in the exchange rate margin. Plyna ranks by recipient amount — the only figure that captures the true total cost of both the fee and the rate margin in a single number.
How much NGN does my recipient get with Wise vs Ria?
Today's recipient amounts for £1,000 sent are shown in the comparison above. The difference can be significant — even a 0.5% rate margin difference adds NGN equivalent of several hundred units on a £1,000 transfer. Plyna updates these figures every morning from real provider quotes.
Which is faster: Wise or Ria for Nigeria transfers?
Both Wise and Ria typically deliver to Nigeria within a few hours. Exact delivery time depends on the payment method, time of day, and the recipient's bank. Check each provider's current delivery estimate when you create your transfer — speed can vary based on live network conditions.

See all providers side-by-side

Compare Wise, Remitly, WorldRemit, MoneyGram and Western Union together — with custom amounts, historical snapshots, and mid-market rate tracking.

Compare all providers for UK → Nigeria