Head-to-head comparison
Wise vs Ria
UK to Nepal money transfers (2026)
£1,000 sent · ranked by what your recipient actually gets
Data from 11 November 2026
Ria delivers ₨3,758 more to your recipient today
Wise
Recipient gets
₨196,602
NPR for £1,000 sent
- Transfer fee
- £12.04
- Exchange rate
- 198.9980
- Rate vs mid-market
- 0.59% below
Ria
Recipient gets
₨200,360
NPR for £1,000 sent
- Transfer fee
- £0.00
- Exchange rate
- 200.3603
- Rate vs mid-market
- 0.09% above
† Plyna may earn a referral fee if you start a transfer via these links. Rankings are not affected.
Historical record
Who has led in Plyna's tracking?
0
Wise leads
89
Ria leads
Across 89 daily snapshots tracked by Plyna
The last 30 days
13 October 2026 to 11 November 2026, £1,000 sent, real quotes
- Days Wise paid more
- 0
- Days Ria paid more
- 30
- Average difference
- £12.90
- Biggest single day
- £24.77
Over the last 30 days of quotes, Ria paid out more on 30 of 30 days for £1,000 sent to Nepal, by £12.90 on average. Wise charged an average fee of £12.04 and its rate sat 0.18% below the mid-market rate; Ria charged £0.00 and sat 0.10% below. Wise charges more upfront but converts closer to mid-market, and on this route the better rate usually hasn't made up for the fee. Ria led every day.
Common questions
Wise vs Ria — UK to Nepal
- Is Wise or Ria cheaper for sending money from the UK to Nepal?
- Ria has usually been cheaper: it paid out more on 30 of the last 30 days, by £12.90 per £1,000 on average. On 11 November 2026, Ria paid ₨3,758 more for £1,000 (Wise ₨196,602, Ria ₨200,360).
- What fees do Wise and Ria charge for UK to Nepal?
- In our latest quotes for £1,000, Wise charged £12.04 and Ria charged £0.00. Their exchange rates sat on average 0.18% below and 0.10% below the mid-market rate respectively, which is a cost on top of the fee.
- How much more does a recipient in Nepal get with the cheaper one?
- On average £12.90 more per £1,000 sent over the last 30 days, and up to £24.77 on a single day. On 11 November 2026, Ria paid ₨3,758 more for £1,000 (Wise ₨196,602, Ria ₨200,360).
- How often does the cheaper provider change between Wise and Ria?
- It hasn't in the last 30 days: Ria paid out more every day. Prices can still change, so check before you send.
More comparisons for UK → Nepal
Guides for sending money to Nepal
- Provider Payout Comparison That Shows What ArrivesUse a provider payout comparison to see what arrives from a £1,000 transfer, spot hidden FX margins and choose on real recipient value, not marketing claims.
- How to Read Remittance Quotes Before You SendLearn how to read remittance quotes, expose hidden FX margins and compare what your recipient receives from a £1,000 transfer abroad with real confidence.
- How to Send Money Abroad Without Losing MoreBefore you send money abroad from the UK, compare the amount that lands, not the headline rate. Spot fees, FX margins and payout delays first. Every time.
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