Corridor
Send money to Nigeria from the UK
Live recipient amounts for £1,000 sent. Ranked by what actually lands in your recipient's account — not by fees alone.
Last updated 13 August 2026 · 4 providers tracked
Latest ranking
UK → Nigeria
£1,000 sent
13 August 2026
We track Western Union and MoneyGram and are working to add themto this corridor — we'd rather show nothing than an unverified rate.
“Mid-market” is the real rate banks trade at between themselves, before any markup — the fairest benchmark for what a transfer actually costs you.
Difference
Between Wise (best) and Ria (worst) — same £1,000 sent.
Send around £500 a month? At today's spread, choosing Wise over Ria works out to roughly £106 over a year.
† Plyna may earn a referral fee if you start a transfer via the link above. Rankings are not affected.
Rate snapshot
UK → Nigeria at a glance
What £1,000 delivers today, across 4 tracked providers.
Best today
₦1,872,601
via Wise
Average
₦1,860,367
across tracked providers
Best vs mid-market
−-1.85%
≈ £-18.52 cost per £1,000
Most consistent
Across the last 30 daily snapshots, Remitly has offered the best rate to Nigeria 28 times— more often than any other provider we track. Rankings still shift day to day, so check today's table before you send.
What's happening
Market has tightened 1.7% over 107 days.
The best available rate to Nigeria is up 1.1% over the last 30 days, and up 0.4% in the last 7.
High · 30d
₦1,875,800
Low · 30d
₦1,840,920
Change · 30d
+1.11%
Best recipient amount · 31 snapshots over 30 days.
About this corridor
What to watch when sending to Nigeria
UK→Nigeria pricing varies dramatically. Some providers price almost at mid-market; others bury 1.5–2% of margin into the rate while advertising £0 fees. Always check the effective rate, not the headline.
The cheapest way to send money to Nigeria from the UK
On today's data, Wise is the cheapest way to send money to Nigeria from the UK — your recipient gets ₦1,872,601 on a £1,000 transfer, roughly ₦32,367 more than the worst-value option (Ria). Rankings shift daily as providers reprice, so the cheapest provider changes from one day to the next — we refresh every morning from real quotes, so always check today's table above before you send.
GBP to NGN exchange rate today
The mid-market GBP/NGN rate — the real rate banks trade at, before any markup — is currently around 1,838.545. Once fees and margin are included, Wise's effective rate sits about -1.85% below mid-market, which works out to roughly £-18.52 of cost on £1,000. Over the last 30 days the best recipient amount has ranged between ₦1,840,920 and ₦1,875,800. No provider gives you the pure mid-market rate — the goal is finding the one that sits closest to it.
Is it safe to send money to Nigeria?
Yes — the major providers we compare, including Wise, Remitly and WorldRemit, are established, FCA-authorised money-transfer firms that move money to Nigeria every day. Plyna is an independent comparison service and doesn't handle your transfer; we simply show what each provider gives your recipient. Always start your transfer on the provider's own site or app and confirm the final rate and fee there. See our methodology for exactly how we collect and rank these figures.
Trend
Recipient amount over time
Real snapshots only. Each line = one provider, plotted by recipient amount for £1,000 sent.
Recipient amount — £1,000 sent · last 30 days
Common questions
Sending money from UK to Nigeria
- Which provider gives the best GBP to NGN exchange rate?
- Providers compete hard on the UK-Nigeria corridor but the spread between them is wide — some bury over 1.5% margin in the rate while advertising zero fees. Plyna collects real quotes every morning and ranks by what your recipient actually receives. Check today's table for the current leader.
- How long does it take to send money from the UK to Nigeria?
- Wise and Remitly typically deliver to Nigerian bank accounts within a few hours. MoneyGram and Western Union offer near-instant cash pickup at agent locations across Nigeria. Bank-to-bank transfers may take longer depending on the recipient's Nigerian bank.
- Why is the GBP to NGN rate different on every provider?
- Each provider sets its own exchange rate by adding a margin to the mid-market rate — this is how most of them make their money. Some advertise zero fees and hide costs entirely in the rate. Plyna shows both the effective rate and the margin percentage on every snapshot so you can compare honestly.
- What fees are charged for UK to Nigeria money transfers?
- Fee structures vary: Wise charges a percentage fee (typically 0.5–0.8% on this corridor), Remitly charges a flat fee, and several providers advertise zero fees while embedding the cost in a weaker exchange rate. Always look at the recipient amount, not just the fee line.
- How much NGN does my recipient get for £1,000 sent from the UK?
- The gap between the best and worst provider on UK-Nigeria can exceed ₦15,000–₦25,000 on a £1,000 transfer, depending on where each provider sets their rate that day. Today's figures are on our current UK-Nigeria comparison, updated each morning.
How we collect this data
Real quotes. Dated snapshots. Nothing modelled.
Every figure on this page traces back to an actual quote pulled from the provider's own rate calculator on a specific day. The exchange rate is compared against the true mid-market rate at the time of collection, exposing any hidden margin baked into the quoted rate. Recipient amounts are calculated as (£1,000 − fee) × rate × (1 − margin).
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Custom amounts, historical snapshots, mid-market comparison — all in one view.
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