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Compare personal rates →Honest money-transfer comparison
Send money abroad from the UK —
see what your recipient actually gets.
Real recipient amounts across every major money transfer provider. No inflated rates. No hidden margins. No “no-fee” misdirection.
Recent example
UK → India
£1,000 sent
13 Aug 2026
Difference
difference in INR
Between best and worst — and they all moved the same £1,000.
10
Corridors
7
Providers
100%
Real quotes
The Plyna Cost Index
4.06%
Right now, picking the wrong provider costs a UK sender an average of 4.06% — about £40.64 on every £1,000 — across the 10 corridors we track. We built the benchmark, from real data, so you can see exactly what comparing is worth.
Explore the Cost Index →Why trust Plyna
Numbers you can trace. Not numbers we made up.
Real quotes
Every provider rate is a real quote we collected on a real day — never modelled. The one estimate, the bank baseline, is always labelled as one.
Mid-market exposed
Every quoted rate is compared against the true mid-market rate. The hidden margin is visible.
Dated snapshots
Every figure traces back to a real quote on a real day. If we're wrong, you can check.
Independent rankings
No provider pays for placement. The order is the recipient amount — full stop.
The problem
The number you see is not the number they get.
Money-transfer providers compete on slogans. The amount that lands in your recipient's account is rarely what the marketing suggests.
“No fees”
Usually means the provider hides their cost inside a worse exchange rate. You pay anyway — just somewhere you can't see.
“Best rate”
Refers to the marketing rate, not the effective rate. Every provider applies a margin between what they quote and what they use.
£1,000 sent
Through five providers, the same amount lands as five different totals. A £25+ swing isn't unusual.
How it works
Real quotes. Real rates. Real recipient amounts.
Collect
We collect real quotes daily from the providers we can reach — Wise, Remitly, WorldRemit, Ria and more — across the corridors we track, and show plainly when a provider's data isn't yet available.
Strip the margin
Each quoted rate is compared against the true mid-market rate, exposing the hidden margin in both pence and percent.
Rank by reality
Providers are ranked by the recipient amount — the number that ends up in the recipient's account. Nothing else matters.
We track every quote from
Our mission
Money transfers should be honest.
Every year, billions of pounds move through cross-border transfer providers. Most of the cost is hidden — buried inside exchange rates that look great in marketing but tell only half the story. Plyna exists to surface the truth: what your recipient actually gets, ranked across every major provider, using real quotes collected on real days.
Corridors tracked
Ten corridors. More coming.
Every snapshot uses £1,000 as the reference amount, so comparisons are apples-to-apples.
See what they actually get.
Compare £1,000 sent across every major provider in seconds.
Compare rates now →