Corridor
Send money to Ghana from the UK
Live recipient amounts for £1,000 sent. Ranked by what actually lands in your recipient's account — not by fees alone.
Last updated 13 August 2026 · 4 providers tracked
Latest ranking
UK → Ghana
£1,000 sent
13 August 2026
We track Western Union and MoneyGram and are working to add themto this corridor — we'd rather show nothing than an unverified rate.
“Mid-market” is the real rate banks trade at between themselves, before any markup — the fairest benchmark for what a transfer actually costs you.
Difference
Between WorldRemit (best) and Wise (worst) — same £1,000 sent.
Send around £500 a month? At today's spread, choosing WorldRemit over Wise works out to roughly £320 over a year.
† Plyna may earn a referral fee if you start a transfer via the link above. Rankings are not affected.
Rate snapshot
UK → Ghana at a glance
What £1,000 delivers today, across 4 tracked providers.
Best today
GH₵15,820
via WorldRemit
Average
GH₵15,302
across tracked providers
Best vs mid-market
−0.07%
≈ £0.74 cost per £1,000
Most consistent
Across the last 30 daily snapshots, WorldRemit has offered the best rate to Ghana 22 times— more often than any other provider we track. Rankings still shift day to day, so check today's table before you send.
What's happening
Market has widened 3.5% over 82 days. Remitly is offering its worst value in 82 days.
The best available rate to Ghana is up 2.6% over the last 30 days, and down 0.1% in the last 7.
High · 30d
GH₵15,932
Low · 30d
GH₵15,414
Change · 30d
+2.64%
Best recipient amount · 31 snapshots over 30 days.
About this corridor
What to watch when sending to Ghana
UK→Ghana is a high-volume corridor with a large Ghanaian diaspora in the UK. The GHS is relatively stable, but provider margins vary significantly — always compare the effective rate, not just the fee.
The cheapest way to send money to Ghana from the UK
On today's data, WorldRemit is the cheapest way to send money to Ghana from the UK — your recipient gets GH₵15,820 on a £1,000 transfer, roughly GH₵843 more than the worst-value option (Wise). Rankings shift daily as providers reprice, so the cheapest provider changes from one day to the next — we refresh every morning from real quotes, so always check today's table above before you send.
GBP to GHS exchange rate today
The mid-market GBP/GHS rate — the real rate banks trade at, before any markup — is currently around 15.832. Once fees and margin are included, WorldRemit's effective rate sits about 0.07% below mid-market, which works out to roughly £0.74 of cost on £1,000. Over the last 30 days the best recipient amount has ranged between GH₵15,414 and GH₵15,932. No provider gives you the pure mid-market rate — the goal is finding the one that sits closest to it.
Is it safe to send money to Ghana?
Yes — the major providers we compare, including Wise, Remitly and WorldRemit, are established, FCA-authorised money-transfer firms that move money to Ghana every day. Plyna is an independent comparison service and doesn't handle your transfer; we simply show what each provider gives your recipient. Always start your transfer on the provider's own site or app and confirm the final rate and fee there. See our methodology for exactly how we collect and rank these figures.
Trend
Recipient amount over time
Real snapshots only. Each line = one provider, plotted by recipient amount for £1,000 sent.
Recipient amount — £1,000 sent · last 30 days
Common questions
Sending money from UK to Ghana
- Which provider gives the best GBP to GHS exchange rate?
- Provider rankings on UK-Ghana shift daily. The GHS is relatively stable, but provider margins vary enough that choosing the wrong provider on a given day can cost your recipient GH₵100+ on a £1,000 transfer. Check today's Plyna comparison for the current leader by recipient amount.
- How long does a UK to Ghana bank transfer take?
- Wise and Remitly typically deliver to Ghanaian bank accounts (GCB, Ecobank, Absa) within a few hours. WorldRemit and MoneyGram offer same-day delivery and cash pickup at agents across Ghana. Mobile money (MTN MoMo) transfers are near-instant via supported providers.
- Can I send money from the UK to MTN MoMo in Ghana?
- Yes — several providers including WorldRemit and Remitly support MTN Mobile Money delivery for UK-Ghana transfers. MTN MoMo is widely used in Ghana and transfers are typically instant once processed. Check current provider availability and limits.
- What fees are charged for UK to Ghana money transfers?
- Fee structures vary by provider. Wise charges a percentage fee; Remitly and MoneyGram typically charge flat fees. Some providers on this corridor embed most of their cost in the exchange rate margin rather than an explicit fee. Plyna ranks by recipient amount to capture the total true cost.
- How much GHS does my recipient get for £1,000 sent from the UK?
- Amounts change daily as providers reprice. The spread between best and worst provider on UK-Ghana is typically GH₵50–₵150 per £1,000. Today's figures are in our current UK-Ghana comparison.
How we collect this data
Real quotes. Dated snapshots. Nothing modelled.
Every figure on this page traces back to an actual quote pulled from the provider's own rate calculator on a specific day. The exchange rate is compared against the true mid-market rate at the time of collection, exposing any hidden margin baked into the quoted rate. Recipient amounts are calculated as (£1,000 − fee) × rate × (1 − margin).
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