Wise vs Remitly

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Is Wise or Remitly cheaper for sending money from the UK to Ghana?

Remitly has usually been cheaper: it paid out more on 20 of the last 30 days, by £3.99 per £1,000 on average. On 11 November 2026, Remitly paid GH₵112 more for £1,000 (Wise GH₵15,410, Remitly GH₵15,521).

What fees do Wise and Remitly charge for UK to Ghana?

In our latest quotes for £1,000, Wise charged £8.04 and Remitly charged £0.00. Their exchange rates sat on average 0.20% below and 0.81% below the mid-market rate respectively, which is a cost on top of the fee.

How much more does a recipient in Ghana get with the cheaper one?

On average £3.99 more per £1,000 sent over the last 30 days, and up to £11.10 on a single day. On 11 November 2026, Remitly paid GH₵112 more for £1,000 (Wise GH₵15,410, Remitly GH₵15,521).

How often does the cheaper provider change between Wise and Remitly?

The lead changed 8 times in the last 30 days, and Remitly has led for the last 2 days. Check today's quotes before you send.

Guides for sending money to Ghana

• Best Remittance Apps: Check What They Pay OutCompare the best remittance apps by what reaches the recipient, not no-fee claims. Check rates, FX margins, speed and payout method before you send it.
• Provider Payout Comparison That Shows What ArrivesUse a provider payout comparison to see what arrives from a £1,000 transfer, spot hidden FX margins and choose on real recipient value, not marketing claims.
• How to Send Money Abroad Without Losing MoreBefore you send money abroad from the UK, compare the amount that lands, not the headline rate. Spot fees, FX margins and payout delays first. Every time.