Wise vs Remitly

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Is Wise or Remitly cheaper for sending money from the UK to Nepal?

Remitly has usually been cheaper: it paid out more on 30 of the last 30 days, by £6.17 per £1,000 on average. On 14 November 2026, Remitly paid ₨1,241 more for £1,000 (Wise ₨196,893, Remitly ₨198,134).

What fees do Wise and Remitly charge for UK to Nepal?

In our latest quotes for £1,000, Wise charged £12.04 and Remitly charged £0.99. Their exchange rates sat on average 0.15% below and 0.64% below the mid-market rate respectively, which is a cost on top of the fee.

How much more does a recipient in Nepal get with the cheaper one?

On average £6.17 more per £1,000 sent over the last 30 days, and up to £6.70 on a single day. On 14 November 2026, Remitly paid ₨1,241 more for £1,000 (Wise ₨196,893, Remitly ₨198,134).

How often does the cheaper provider change between Wise and Remitly?

It hasn't in the last 30 days: Remitly paid out more every day. Prices can still change, so check before you send.

Guides for sending money to Nepal

• Currency Conversion and What Your Recipient GetsHow currency conversion changes what your recipient gets: the exchange rate, fees and payout method, and how to compare the amount that arrives.
• Provider Payout Comparison That Shows What ArrivesCompare money transfer providers by what actually arrives. Today's top payout for £1,000 in each country, and how to read the hidden FX margin.
• How to Read Remittance Quotes Before You SendHow to read a money transfer quote line by line: the amount sent, fee, exchange rate, guaranteed payout and the conditions that change the result.