Corridor

Send money to India from the UK

Live recipient amounts for £1,000 sent. Ranked by what actually lands in your recipient's account — not by fees alone.

Last updated 13 August 2026 · 4 providers tracked

Latest ranking

UK → India

£1,000 sent

13 August 2026

#1
Remitly
best
129,632
-0.57% above mid-market · £-5.74 costhigher than usual
#2
Ria
128,685
0.16% above mid-market · £1.60 costhigher than usual
#3
Wise
127,987
0.70% above mid-market · £7.02 costhigher than usual
#4
WorldRemit
worst
127,794
0.85% above mid-market · £8.51 costhigher than usual
Western Union
Coming soon
MoneyGram
Coming soon

We track Western Union and MoneyGram and are working to add themto this corridor — we'd rather show nothing than an unverified rate.

“Mid-market” is the real rate banks trade at between themselves, before any markup — the fairest benchmark for what a transfer actually costs you.

1,837

Difference

Between Remitly (best) and WorldRemit (worst) — same £1,000 sent.

Send around £500 a month? At today's spread, choosing Remitly over WorldRemit works out to roughly £86 over a year.

† Plyna may earn a referral fee if you start a transfer via the link above. Rankings are not affected.

Rate snapshot

UK → India at a glance

What £1,000 delivers today, across 4 tracked providers.

Best today

129,632

via Remitly

Average

128,524

across tracked providers

Best vs mid-market

-0.57%

≈ £-5.74 cost per £1,000

Most consistent

Across the last 30 daily snapshots, Remitly has offered the best rate to India 27 times— more often than any other provider we track. Rankings still shift day to day, so check today's table before you send.

What's happening

Market has been broadly stable over 107 days.

The best available rate to India is down 0.1% over the last 30 days, and up 0.4% in the last 7.

High · 30d

131,148

Low · 30d

128,095

Change · 30d

-0.06%

Best recipient amount · 31 snapshots over 30 days.

About this corridor

What to watch when sending to India

The UK→India corridor is the world's largest remittance flow. Providers compete hard, so headline rates can be misleading — split-rate promotions and ₹0-fee offers often hide a worse blended rate at £1,000.

The cheapest way to send money to India from the UK

On today's data, Remitly is the cheapest way to send money to India from the UK — your recipient gets 129,632 on a £1,000 transfer, roughly 1,837 more than the worst-value option (WorldRemit). Rankings shift daily as providers reprice, so the cheapest provider changes from one day to the next — we refresh every morning from real quotes, so always check today's table above before you send.

GBP to INR exchange rate today

The mid-market GBP/INR rate — the real rate banks trade at, before any markup — is currently around 128.891. Once fees and margin are included, Remitly's effective rate sits about -0.57% below mid-market, which works out to roughly £-5.74 of cost on £1,000. Over the last 30 days the best recipient amount has ranged between 128,095 and 131,148. No provider gives you the pure mid-market rate — the goal is finding the one that sits closest to it.

Is it safe to send money to India?

Yes — the major providers we compare, including Wise, Remitly and WorldRemit, are established, FCA-authorised money-transfer firms that move money to India every day. Plyna is an independent comparison service and doesn't handle your transfer; we simply show what each provider gives your recipient. Always start your transfer on the provider's own site or app and confirm the final rate and fee there. See our methodology for exactly how we collect and rank these figures.

Trend

Recipient amount over time

Real snapshots only. Each line = one provider, plotted by recipient amount for £1,000 sent.

Recipient amount — £1,000 sent · last 30 days

Common questions

Sending money from UK to India

Which provider is cheapest for sending money from the UK to India?
Rankings shift daily as providers reprice. Wise and Remitly regularly top our UK-to-India table, but the leader changes — even a 0.3% rate move adds ₹300+ on a £1,000 transfer. Plyna updates every morning from real provider quotes, so always check today's table before you transfer.
How long does a UK to India bank transfer take?
Wise and Remitly typically complete UK-to-India transfers in minutes to 2 hours using IMPS real-time rails inside India. WorldRemit and MoneyGram are usually same-day. Delivery can vary depending on the recipient's Indian bank and whether the transfer is sent inside Indian banking hours.
What fees do providers charge to send money from the UK to India?
Wise charges a small percentage fee (roughly 0.4–0.6% on this corridor). Remitly charges a flat fee, often £1.99–£3.99. Some providers advertise zero fees but embed their profit in a weaker exchange rate instead. Plyna ranks by recipient amount — the only figure that captures both fee and rate margin in one number.
What is the mid-market GBP to INR rate and why does it matter?
The mid-market rate (also called the interbank rate) is the real exchange rate — the midpoint between wholesale buy and sell prices. Providers charge a margin above this rate. Plyna shows exactly how far each provider sits from mid-market on every snapshot, so you can see the hidden cost at a glance.
How much does my recipient actually get when I send £1,000 to India?
The difference between the best and worst provider on the UK-India corridor regularly exceeds ₹4,000–₹8,000 on a single £1,000 transfer. Check today's comparison for current figures — amounts are calculated from real quotes collected each morning.

How we collect this data

Real quotes. Dated snapshots. Nothing modelled.

Every figure on this page traces back to an actual quote pulled from the provider's own rate calculator on a specific day. The exchange rate is compared against the true mid-market rate at the time of collection, exposing any hidden margin baked into the quoted rate. Recipient amounts are calculated as (£1,000 − fee) × rate × (1 − margin).

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See the full picture

Custom amounts, historical snapshots, mid-market comparison — all in one view.

Compare UK → India