Head-to-head comparison
Wise vs Ria
UK to India money transfers (2026)
£1,000 sent · ranked by what your recipient actually gets
Data from 11 November 2026
Ria delivers ₹1,278 more to your recipient today
Wise
Recipient gets
₹123,889
INR for £1,000 sent
- Transfer fee
- £5.15
- Exchange rate
- 124.5300
- Rate vs mid-market
- 0.42% below
Ria
Recipient gets
₹125,167
INR for £1,000 sent
- Transfer fee
- £0.00
- Exchange rate
- 125.1665
- Rate vs mid-market
- 0.09% above
† Plyna may earn a referral fee if you start a transfer via these links. Rankings are not affected.
Historical record
Who has led in Plyna's tracking?
1
Wise leads
89
Ria leads
Across 90 daily snapshots tracked by Plyna
The last 30 days
13 October 2026 to 11 November 2026, £1,000 sent, real quotes
- Days Wise paid more
- 1
- Days Ria paid more
- 29
- Average difference
- £6.21
- Biggest single day
- £16.97
Over the last 30 days of quotes, Ria paid out more on 29 of 30 days for £1,000 sent to India, by £6.21 on average. Wise charged an average fee of £5.14 and its rate sat 0.17% below the mid-market rate; Ria charged £0.00 and sat 0.09% below. Wise charges more upfront but converts closer to mid-market, and on this route the better rate usually hasn't made up for the fee. The lead changed 2 times; Ria has led for the last 26 days.
Common questions
Wise vs Ria — UK to India
- Is Wise or Ria cheaper for sending money from the UK to India?
- Ria has usually been cheaper: it paid out more on 29 of the last 30 days, by £6.21 per £1,000 on average. On 11 November 2026, Ria paid ₹1,278 more for £1,000 (Wise ₹123,889, Ria ₹125,167).
- What fees do Wise and Ria charge for UK to India?
- In our latest quotes for £1,000, Wise charged £5.15 and Ria charged £0.00. Their exchange rates sat on average 0.17% below and 0.09% below the mid-market rate respectively, which is a cost on top of the fee.
- How much more does a recipient in India get with the cheaper one?
- On average £6.21 more per £1,000 sent over the last 30 days, and up to £16.97 on a single day. On 11 November 2026, Ria paid ₹1,278 more for £1,000 (Wise ₹123,889, Ria ₹125,167).
- How often does the cheaper provider change between Wise and Ria?
- The lead changed 2 times in the last 30 days, and Ria has led for the last 26 days. Check today's quotes before you send.
More comparisons for UK → India
Guides for sending money to India
- How to Send Money to India from the UK: A Step-by-Step GuideSend money to India from the UK: today WorldRemit pays ₹126,279 for £1,000. Step-by-step guide plus every provider's real payout.
- What Causes Currency Spreads on Transfers?What causes currency spreads on international transfers? See how liquidity, volatility and provider margins change the amount your recipient receives.
- Best Remittance Apps: Check What They Pay OutCompare the best remittance apps by what reaches the recipient, not no-fee claims. Check rates, FX margins, speed and payout method before you send it.
See all providers side-by-side
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