Head-to-head comparison

Wise vs Ria

UK to India money transfers (2026)

£1,000 sent · ranked by what your recipient actually gets

Data from 13 August 2026

Ria delivers 699 more to your recipient today

Wise

Recipient gets

127,987

INR for £1,000 sent

Transfer fee
£5.21
Exchange rate
128.6570
Rate margin
0.00%
Best deal

Ria

Recipient gets

128,685

INR for £1,000 sent

Transfer fee
£0.00
Exchange rate
128.6853
Rate margin
0.00%

† Plyna may earn a referral fee if you start a transfer via these links. Rankings are not affected.

Historical record

Who has led in Plyna's tracking?

3

Wise leads

58

Ria leads

Across 61 daily snapshots tracked by Plyna

Common questions

Wise vs Ria — UK to India

Is Wise or Ria better for sending money from the UK to India?
Both providers serve the UK-India corridor, but which is cheaper changes daily as they reprice their rates. In Plyna's tracked snapshots, Ria has led on 58 of 61 days. Today's result is shown in the comparison above — always check before transferring.
What fees do Wise and Ria charge for UK to India transfers?
Current fees are shown in the comparison above. As a general guide: providers differ in whether they charge flat fees, percentage fees, or hide costs in the exchange rate margin. Plyna ranks by recipient amount — the only figure that captures the true total cost of both the fee and the rate margin in a single number.
How much INR does my recipient get with Wise vs Ria?
Today's recipient amounts for £1,000 sent are shown in the comparison above. The difference can be significant — even a 0.5% rate margin difference adds INR equivalent of several hundred units on a £1,000 transfer. Plyna updates these figures every morning from real provider quotes.
Which is faster: Wise or Ria for India transfers?
Both Wise and Ria typically deliver to India within a few hours. Exact delivery time depends on the payment method, time of day, and the recipient's bank. Check each provider's current delivery estimate when you create your transfer — speed can vary based on live network conditions.

See all providers side-by-side

Compare Wise, Remitly, WorldRemit, MoneyGram and Western Union together — with custom amounts, historical snapshots, and mid-market rate tracking.

Compare all providers for UK → India