Wise vs Ria

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Is Wise or Ria cheaper for sending money from the UK to Pakistan?

Ria has usually been cheaper: it paid out more on 28 of the last 30 days, by £6.62 per £1,000 on average. On 11 November 2026, Ria paid ₨4,459 more for £1,000 (Wise ₨364,767, Ria ₨369,225).

What fees do Wise and Ria charge for UK to Pakistan?

In our latest quotes for £1,000, Wise charged £6.60 and Ria charged £0.00. Their exchange rates sat on average 0.16% below and 0.16% below the mid-market rate respectively, which is a cost on top of the fee.

How much more does a recipient in Pakistan get with the cheaper one?

On average £6.62 more per £1,000 sent over the last 30 days, and up to £15.24 on a single day. On 11 November 2026, Ria paid ₨4,459 more for £1,000 (Wise ₨364,767, Ria ₨369,225).

How often does the cheaper provider change between Wise and Ria?

The lead changed 4 times in the last 30 days, and Ria has led for the last 22 days. Check today's quotes before you send.

Guides for sending money to Pakistan

• Pakistan Transfer Options for Your £1,000Compare Pakistan transfer options from the UK by the rupees your recipient receives. See how fees, FX margins and payout method can change the amount.
• Best Remittance Apps: Check What They Pay OutCompare the best remittance apps by what reaches the recipient, not no-fee claims. Check rates, FX margins, speed and payout method before you send it.
• Transfer Timing: When Should You Send Money?Transfer timing affects delivery speed and the amount received. See what changes at weekends, when rates move and before bank cut-offs for UK senders today.