Wise vs Ria

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Is Wise or Ria cheaper for sending money from the UK to Kenya?

Ria has usually been cheaper: it paid out more on 30 of the last 30 days, by £11.35 per £1,000 on average. On 14 November 2026, Ria paid KSh1,864 more for £1,000 (Wise KSh169,908, Ria KSh171,772).

What fees do Wise and Ria charge for UK to Kenya?

In our latest quotes for £1,000, Wise charged £11.48 and Ria charged £0.00. Their exchange rates sat on average 0.13% below and 0.15% below the mid-market rate respectively, which is a cost on top of the fee.

How much more does a recipient in Kenya get with the cheaper one?

On average £11.35 more per £1,000 sent over the last 30 days, and up to £19.72 on a single day. On 14 November 2026, Ria paid KSh1,864 more for £1,000 (Wise KSh169,908, Ria KSh171,772).

How often does the cheaper provider change between Wise and Ria?

It hasn't in the last 30 days: Ria paid out more every day. Prices can still change, so check before you send.

Guides for sending money to Kenya

• 7 Ways to Reduce Foreign Exchange MarkupLearn how to reduce foreign exchange markup on UK money transfers by comparing recipient payouts, not no-fee claims or headline rates on each transfer.
• How to Identify Rate Markups on Money TransfersHow to spot the markup hidden in a money transfer exchange rate: compare it with the mid-market rate, turn it into pounds, and check what arrives.
• Currency Conversion and What Your Recipient GetsHow currency conversion changes what your recipient gets: the exchange rate, fees and payout method, and how to compare the amount that arrives.