Head-to-head comparison
Wise vs Remitly
UK to Kenya money transfers (2026)
£1,000 sent · ranked by what your recipient actually gets
Data from 11 November 2026
Wise delivers KSh1,158 more to your recipient today
Wise
Recipient gets
KSh170,588
KES for £1,000 sent
- Transfer fee
- £11.48
- Exchange rate
- 172.5690
- Rate vs mid-market
- 0.51% below
Remitly
Recipient gets
KSh169,430
KES for £1,000 sent
- Transfer fee
- £0.00
- Exchange rate
- 169.4300
- Rate vs mid-market
- 2.32% below
† Plyna may earn a referral fee if you start a transfer via these links. Rankings are not affected.
Historical record
Who has led in Plyna's tracking?
92
Wise leads
0
Remitly leads
Across 92 daily snapshots tracked by Plyna
The last 30 days
13 October 2026 to 11 November 2026, £1,000 sent, real quotes
- Days Wise paid more
- 30
- Days Remitly paid more
- 0
- Average difference
- £6.94
- Biggest single day
- £8.85
Over the last 30 days of quotes, Wise paid out more on 30 of 30 days for £1,000 sent to Kenya, by £6.94 on average. Wise charged an average fee of £11.48 and its rate sat 0.13% below the mid-market rate; Remitly charged £0.00 and sat 1.97% below. Wise charges more upfront but converts closer to mid-market, and on this route that trade-off has usually paid off. Wise led every day.
Common questions
Wise vs Remitly — UK to Kenya
- Is Wise or Remitly cheaper for sending money from the UK to Kenya?
- Wise has usually been cheaper: it paid out more on 30 of the last 30 days, by £6.94 per £1,000 on average. On 11 November 2026, Wise paid KSh1,158 more for £1,000 (Wise KSh170,588, Remitly KSh169,430).
- What fees do Wise and Remitly charge for UK to Kenya?
- In our latest quotes for £1,000, Wise charged £11.48 and Remitly charged £0.00. Their exchange rates sat on average 0.13% below and 1.97% below the mid-market rate respectively, which is a cost on top of the fee.
- How much more does a recipient in Kenya get with the cheaper one?
- On average £6.94 more per £1,000 sent over the last 30 days, and up to £8.85 on a single day. On 11 November 2026, Wise paid KSh1,158 more for £1,000 (Wise KSh170,588, Remitly KSh169,430).
- How often does the cheaper provider change between Wise and Remitly?
- It hasn't in the last 30 days: Wise paid out more every day. Prices can still change, so check before you send.
More comparisons for UK → Kenya
Guides for sending money to Kenya
- What Causes Currency Spreads on Transfers?What causes currency spreads on international transfers? See how liquidity, volatility and provider margins change the amount your recipient receives.
- Transfer Timing: When Should You Send Money?Transfer timing affects delivery speed and the amount received. See what changes at weekends, when rates move and before bank cut-offs for UK senders today.
- Provider Payout Comparison That Shows What ArrivesUse a provider payout comparison to see what arrives from a £1,000 transfer, spot hidden FX margins and choose on real recipient value, not marketing claims.
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