Head-to-head comparison

Wise vs Remitly

UK to USA money transfers (2026)

£1,000 sent · ranked by what your recipient actually gets

Data from 1 October 2026

Wise delivers $3 more to your recipient today

Best deal

Wise

Recipient gets

$1,314

USD for £1,000 sent

Transfer fee
£4.60
Exchange rate
1.3202
Rate vs mid-market
0.20% below

Remitly

Recipient gets

$1,311

USD for £1,000 sent

Transfer fee
£1.99
Exchange rate
1.3137
Rate vs mid-market
0.69% below

† Plyna may earn a referral fee if you start a transfer via these links. Rankings are not affected.

Historical record

Who has led in Plyna's tracking?

13

Wise leads

0

Remitly leads

Across 13 daily snapshots tracked by Plyna

Common questions

Wise vs Remitly — UK to USA

Is Wise or Remitly better for sending money from the UK to USA?
Both providers serve the UK-USA corridor, but which is cheaper changes daily as they reprice their rates. In Plyna's tracked snapshots, Wise has led on 13 of 13 days. Today's result is shown in the comparison above — always check before transferring.
What fees do Wise and Remitly charge for UK to USA transfers?
Current fees are shown in the comparison above. As a general guide: providers differ in whether they charge flat fees, percentage fees, or hide costs in the exchange rate margin. Plyna ranks by recipient amount — the only figure that captures the true total cost of both the fee and the rate margin in a single number.
How much USD does my recipient get with Wise vs Remitly?
Today's recipient amounts for £1,000 sent are shown in the comparison above. The difference can be significant — even a 0.5% rate margin difference adds USD equivalent of several hundred units on a £1,000 transfer. Plyna updates these figures every morning from real provider quotes.
Which is faster: Wise or Remitly for USA transfers?
Both Wise and Remitly typically deliver to USA within a few hours. Exact delivery time depends on the payment method, time of day, and the recipient's bank. Check each provider's current delivery estimate when you create your transfer — speed can vary based on live network conditions.

See all providers side-by-side

Compare Wise, Remitly, WorldRemit, MoneyGram and Western Union together — with custom amounts, historical snapshots, and mid-market rate tracking.

Compare all providers for UK → USA →