Wise vs Remitly

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Is Wise or Remitly cheaper for sending money from the UK to Jamaica?

Wise has usually been cheaper: it paid out more on 28 of the last 29 days, by £6.35 per £1,000 on average. On 11 November 2026, Wise paid J$2,032 more for £1,000 (Wise J$208,471, Remitly J$206,438).

What fees do Wise and Remitly charge for UK to Jamaica?

In our latest quotes for £1,000, Wise charged £9.26 and Remitly charged £1.99. Their exchange rates sat on average 0.26% below and 1.61% below the mid-market rate respectively, which is a cost on top of the fee.

How much more does a recipient in Jamaica get with the cheaper one?

On average £6.35 more per £1,000 sent over the last 29 days, and up to £12.55 on a single day. On 11 November 2026, Wise paid J$2,032 more for £1,000 (Wise J$208,471, Remitly J$206,438).

How often does the cheaper provider change between Wise and Remitly?

The lead changed 2 times in the last 29 days, and Wise has led for the last 26 days. Check today's quotes before you send.

Guides for sending money to Jamaica

• What Causes Currency Spreads on Transfers?What causes currency spreads on international transfers? See how liquidity, volatility and provider margins change the amount your recipient receives.
• Transfer Timing: When Should You Send Money?Transfer timing affects delivery speed and the amount received. See what changes at weekends, when rates move and before bank cut-offs for UK senders today.
• Provider Payout Comparison That Shows What ArrivesUse a provider payout comparison to see what arrives from a £1,000 transfer, spot hidden FX margins and choose on real recipient value, not marketing claims.