Head-to-head comparison
Wise vs Remitly
UK to Nigeria money transfers (2026)
£1,000 sent · ranked by what your recipient actually gets
Data from 11 November 2026
Remitly delivers ₦1,582 more to your recipient today
Wise
Recipient gets
₦1,826,038
NGN for £1,000 sent
- Transfer fee
- £6.07
- Exchange rate
- 1837.1900
- Rate vs mid-market
- 0.00% below
Remitly
Recipient gets
₦1,827,620
NGN for £1,000 sent
- Transfer fee
- £0.00
- Exchange rate
- 1827.6200
- Rate vs mid-market
- 0.52% below
† Plyna may earn a referral fee if you start a transfer via these links. Rankings are not affected.
Historical record
Who has led in Plyna's tracking?
15
Wise leads
78
Remitly leads
Across 93 daily snapshots tracked by Plyna
The last 29 days
13 October 2026 to 11 November 2026, £1,000 sent, real quotes
- Days Wise paid more
- 6
- Days Remitly paid more
- 23
- Average difference
- £3.45
- Biggest single day
- £12.26
Over the last 29 days of quotes, Remitly paid out more on 23 of 29 days for £1,000 sent to Nigeria, by £3.45 on average. Wise charged an average fee of £6.07 and its rate sat 0.00% below the mid-market rate; Remitly charged £0.00 and sat 0.42% below. Wise charges more upfront but converts closer to mid-market, and on this route the better rate usually hasn't made up for the fee. The lead changed 5 times; Remitly has led for the last 1 day.
Common questions
Wise vs Remitly — UK to Nigeria
- Is Wise or Remitly cheaper for sending money from the UK to Nigeria?
- Remitly has usually been cheaper: it paid out more on 23 of the last 29 days, by £3.45 per £1,000 on average. On 11 November 2026, Remitly paid ₦1,582 more for £1,000 (Wise ₦1,826,038, Remitly ₦1,827,620).
- What fees do Wise and Remitly charge for UK to Nigeria?
- In our latest quotes for £1,000, Wise charged £6.07 and Remitly charged £0.00. Their exchange rates sat on average 0.00% below and 0.42% below the mid-market rate respectively, which is a cost on top of the fee.
- How much more does a recipient in Nigeria get with the cheaper one?
- On average £3.45 more per £1,000 sent over the last 29 days, and up to £12.26 on a single day. On 11 November 2026, Remitly paid ₦1,582 more for £1,000 (Wise ₦1,826,038, Remitly ₦1,827,620).
- How often does the cheaper provider change between Wise and Remitly?
- The lead changed 5 times in the last 29 days, and Remitly has led for the last 1 day. Check today's quotes before you send.
More comparisons for UK → Nigeria
Guides for sending money to Nigeria
- Best Rate to Send Money UK to Nigeria: Who Pays Most?Best rate to send money to Nigeria from the UK: today Remitly pays ₦1,827,620 for £1,000. Every provider's real payout, updated daily.
- Best Remittance Apps: Check What They Pay OutCompare the best remittance apps by what reaches the recipient, not no-fee claims. Check rates, FX margins, speed and payout method before you send it.
- Transfer Timing: When Should You Send Money?Transfer timing affects delivery speed and the amount received. See what changes at weekends, when rates move and before bank cut-offs for UK senders today.
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