Head-to-head comparison

Wise vs Remitly

UK to Nigeria money transfers (2026)

£1,000 sent · ranked by what your recipient actually gets

Data from 27 September 2026

Remitly delivers ₦6,185 more to your recipient today

Wise

Recipient gets

₦1,803,625

NGN for £1,000 sent

Transfer fee
£6.07
Exchange rate
1814.6400
Rate vs mid-market
0.00% below
Best deal

Remitly

Recipient gets

₦1,809,810

NGN for £1,000 sent

Transfer fee
£0.00
Exchange rate
1809.8100
Rate vs mid-market
0.27% below

† Plyna may earn a referral fee if you start a transfer via these links. Rankings are not affected.

Historical record

Who has led in Plyna's tracking?

8

Wise leads

86

Remitly leads

Across 94 daily snapshots tracked by Plyna

Common questions

Wise vs Remitly — UK to Nigeria

Is Wise or Remitly better for sending money from the UK to Nigeria?
Both providers serve the UK-Nigeria corridor, but which is cheaper changes daily as they reprice their rates. In Plyna's tracked snapshots, Remitly has led on 86 of 94 days. Today's result is shown in the comparison above — always check before transferring.
What fees do Wise and Remitly charge for UK to Nigeria transfers?
Current fees are shown in the comparison above. As a general guide: providers differ in whether they charge flat fees, percentage fees, or hide costs in the exchange rate margin. Plyna ranks by recipient amount — the only figure that captures the true total cost of both the fee and the rate margin in a single number.
How much NGN does my recipient get with Wise vs Remitly?
Today's recipient amounts for £1,000 sent are shown in the comparison above. The difference can be significant — even a 0.5% rate margin difference adds NGN equivalent of several hundred units on a £1,000 transfer. Plyna updates these figures every morning from real provider quotes.
Which is faster: Wise or Remitly for Nigeria transfers?
Both Wise and Remitly typically deliver to Nigeria within a few hours. Exact delivery time depends on the payment method, time of day, and the recipient's bank. Check each provider's current delivery estimate when you create your transfer — speed can vary based on live network conditions.

See all providers side-by-side

Compare Wise, Remitly, WorldRemit, MoneyGram and Western Union together — with custom amounts, historical snapshots, and mid-market rate tracking.

Compare all providers for UK → Nigeria →