Remitly vs Ria

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Is Remitly or Ria cheaper for sending money from the UK to Nigeria?

Remitly has usually been cheaper: it paid out more on 29 of the last 29 days, by £18.76 per £1,000 on average. On 14 November 2026, Remitly paid ₦61,978 more for £1,000 (Remitly ₦1,835,480, Ria ₦1,773,502).

What fees do Remitly and Ria charge for UK to Nigeria?

In our latest quotes for £1,000, Remitly charged £0.00 and Ria charged £0.00. Their exchange rates sat on average 0.49% below and 2.37% below the mid-market rate respectively, which is a cost on top of the fee.

How much more does a recipient in Nigeria get with the cheaper one?

On average £18.76 more per £1,000 sent over the last 29 days, and up to £33.44 on a single day. On 14 November 2026, Remitly paid ₦61,978 more for £1,000 (Remitly ₦1,835,480, Ria ₦1,773,502).

How often does the cheaper provider change between Remitly and Ria?

It hasn't in the last 29 days: Remitly paid out more every day. Prices can still change, so check before you send.

Guides for sending money to Nigeria

• Best Rate to Send Money UK to Nigeria: Who Pays Most?Best rate to send money to Nigeria from the UK: today Wise pays ₦1,842,428 for £1,000. Every provider's real payout, updated daily.
• 7 Ways to Reduce Foreign Exchange MarkupLearn how to reduce foreign exchange markup on UK money transfers by comparing recipient payouts, not no-fee claims or headline rates on each transfer.
• How to Identify Rate Markups on Money TransfersHow to spot the markup hidden in a money transfer exchange rate: compare it with the mid-market rate, turn it into pounds, and check what arrives.