Head-to-head comparison
Wise vs WorldRemit
UK to India money transfers (2026)
£1,000 sent · ranked by what your recipient actually gets
Data from 11 November 2026
WorldRemit delivers ₹2,390 more to your recipient today
Wise
Recipient gets
₹123,889
INR for £1,000 sent
- Transfer fee
- £5.15
- Exchange rate
- 124.5300
- Rate vs mid-market
- 0.42% below
WorldRemit
Recipient gets
₹126,279
INR for £1,000 sent
- Transfer fee
- £3.49
- Exchange rate
- 126.7210
- Rate vs mid-market
- 1.33% above
† Plyna may earn a referral fee if you start a transfer via these links. Rankings are not affected.
Historical record
Who has led in Plyna's tracking?
19
Wise leads
71
WorldRemit leads
Across 90 daily snapshots tracked by Plyna
The last 30 days
13 October 2026 to 11 November 2026, £1,000 sent, real quotes
- Days Wise paid more
- 0
- Days WorldRemit paid more
- 30
- Average difference
- £18.22
- Biggest single day
- £26.37
Over the last 30 days of quotes, WorldRemit paid out more on 30 of 30 days for £1,000 sent to India, by £18.22 on average. Wise charged an average fee of £5.14 and its rate sat 0.17% below the mid-market rate; WorldRemit charged £3.49 and sat 1.49% above. Wise charges more upfront but converts closer to mid-market, and on this route the better rate usually hasn't made up for the fee. WorldRemit led every day.
Common questions
Wise vs WorldRemit — UK to India
- Is Wise or WorldRemit cheaper for sending money from the UK to India?
- WorldRemit has usually been cheaper: it paid out more on 30 of the last 30 days, by £18.22 per £1,000 on average. On 11 November 2026, WorldRemit paid ₹2,390 more for £1,000 (Wise ₹123,889, WorldRemit ₹126,279).
- What fees do Wise and WorldRemit charge for UK to India?
- In our latest quotes for £1,000, Wise charged £5.15 and WorldRemit charged £3.49. Their exchange rates sat on average 0.17% below and 1.49% above the mid-market rate respectively, which is a cost on top of the fee.
- How much more does a recipient in India get with the cheaper one?
- On average £18.22 more per £1,000 sent over the last 30 days, and up to £26.37 on a single day. On 11 November 2026, WorldRemit paid ₹2,390 more for £1,000 (Wise ₹123,889, WorldRemit ₹126,279).
- How often does the cheaper provider change between Wise and WorldRemit?
- It hasn't in the last 30 days: WorldRemit paid out more every day. Prices can still change, so check before you send.
More comparisons for UK → India
Guides for sending money to India
- How to Send Money to India from the UK: A Step-by-Step GuideSend money to India from the UK: today WorldRemit pays ₹126,279 for £1,000. Step-by-step guide plus every provider's real payout.
- What Causes Currency Spreads on Transfers?What causes currency spreads on international transfers? See how liquidity, volatility and provider margins change the amount your recipient receives.
- Best Remittance Apps: Check What They Pay OutCompare the best remittance apps by what reaches the recipient, not no-fee claims. Check rates, FX margins, speed and payout method before you send it.
See all providers side-by-side
Compare every provider we have real quotes for, together — with custom amounts, historical snapshots and mid-market rate tracking.
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