Wise vs WorldRemit

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Is Wise or WorldRemit cheaper for sending money from the UK to Philippines?

WorldRemit has usually been cheaper: it paid out more on 30 of the last 30 days, by £7.32 per £1,000 on average. On 14 November 2026, WorldRemit paid ₱385 more for £1,000 (Wise ₱83,991, WorldRemit ₱84,376).

What fees do Wise and WorldRemit charge for UK to Philippines?

In our latest quotes for £1,000, Wise charged £5.79 and WorldRemit charged £0.00. Their exchange rates sat on average 0.12% below and 0.03% above the mid-market rate respectively, which is a cost on top of the fee.

How much more does a recipient in Philippines get with the cheaper one?

On average £7.32 more per £1,000 sent over the last 30 days, and up to £13.54 on a single day. On 14 November 2026, WorldRemit paid ₱385 more for £1,000 (Wise ₱83,991, WorldRemit ₱84,376).

How often does the cheaper provider change between Wise and WorldRemit?

It hasn't in the last 30 days: WorldRemit paid out more every day. Prices can still change, so check before you send.

Guides for sending money to Philippines

• How to Send Money to Philippines from the UKSend money to the Philippines from the UK: today Remitly pays ₱85,700 for £1,000. Every provider's real payout, updated daily.
• 7 Ways to Reduce Foreign Exchange MarkupLearn how to reduce foreign exchange markup on UK money transfers by comparing recipient payouts, not no-fee claims or headline rates on each transfer.
• How to Identify Rate Markups on Money TransfersHow to spot the markup hidden in a money transfer exchange rate: compare it with the mid-market rate, turn it into pounds, and check what arrives.