Head-to-head comparison
Wise vs WorldRemit
UK to Ghana money transfers (2026)
£1,000 sent · ranked by what your recipient actually gets
Data from 11 November 2026
WorldRemit delivers GH₵237 more to your recipient today
Wise
Recipient gets
GH₵15,410
GHS for £1,000 sent
- Transfer fee
- £8.04
- Exchange rate
- 15.5345
- Rate vs mid-market
- 0.59% below
WorldRemit
Recipient gets
GH₵15,647
GHS for £1,000 sent
- Transfer fee
- £0.00
- Exchange rate
- 15.6466
- Rate vs mid-market
- 0.13% above
† Plyna may earn a referral fee if you start a transfer via these links. Rankings are not affected.
Historical record
Who has led in Plyna's tracking?
0
Wise leads
90
WorldRemit leads
Across 90 daily snapshots tracked by Plyna
The last 30 days
13 October 2026 to 11 November 2026, £1,000 sent, real quotes
- Days Wise paid more
- 0
- Days WorldRemit paid more
- 30
- Average difference
- £9.88
- Biggest single day
- £19.13
Over the last 30 days of quotes, WorldRemit paid out more on 30 of 30 days for £1,000 sent to Ghana, by £9.88 on average. Wise charged an average fee of £8.04 and its rate sat 0.20% below the mid-market rate; WorldRemit charged £0.00 and sat 0.01% below. Wise charges more upfront but converts closer to mid-market, and on this route the better rate usually hasn't made up for the fee. WorldRemit led every day.
Common questions
Wise vs WorldRemit — UK to Ghana
- Is Wise or WorldRemit cheaper for sending money from the UK to Ghana?
- WorldRemit has usually been cheaper: it paid out more on 30 of the last 30 days, by £9.88 per £1,000 on average. On 11 November 2026, WorldRemit paid GH₵237 more for £1,000 (Wise GH₵15,410, WorldRemit GH₵15,647).
- What fees do Wise and WorldRemit charge for UK to Ghana?
- In our latest quotes for £1,000, Wise charged £8.04 and WorldRemit charged £0.00. Their exchange rates sat on average 0.20% below and 0.01% below the mid-market rate respectively, which is a cost on top of the fee.
- How much more does a recipient in Ghana get with the cheaper one?
- On average £9.88 more per £1,000 sent over the last 30 days, and up to £19.13 on a single day. On 11 November 2026, WorldRemit paid GH₵237 more for £1,000 (Wise GH₵15,410, WorldRemit GH₵15,647).
- How often does the cheaper provider change between Wise and WorldRemit?
- It hasn't in the last 30 days: WorldRemit paid out more every day. Prices can still change, so check before you send.
More comparisons for UK → Ghana
Guides for sending money to Ghana
- Best Remittance Apps: Check What They Pay OutCompare the best remittance apps by what reaches the recipient, not no-fee claims. Check rates, FX margins, speed and payout method before you send it.
- Provider Payout Comparison That Shows What ArrivesUse a provider payout comparison to see what arrives from a £1,000 transfer, spot hidden FX margins and choose on real recipient value, not marketing claims.
- How to Send Money Abroad Without Losing MoreBefore you send money abroad from the UK, compare the amount that lands, not the headline rate. Spot fees, FX margins and payout delays first. Every time.
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