Head-to-head

Wise vs Ria

Which is cheaper for sending money from the UK? (2026)

£1,000 sent · ranked by what your recipient actually gets

Today's verdict

Across the 11 corridors we can compare today, Ria gives your recipient more on 10 of them. But the cheaper provider changes by destination and by day — check your exact corridor below.

Wise vs Ria by destination

UK → IndiaWise ₹123,889·Ria ₹125,167UK → NigeriaWise ₦1,826,038·Ria ₦1,796,627UK → PhilippinesWise ₱83,604·Ria ₱84,215UK → PakistanWise ₨364,767·Ria ₨369,225UK → KenyaWise KSh170,588·Ria KSh173,387UK → BangladeshWise ৳164,461·Ria ৳166,425
UK → GhanaNot enough data yet
UK → Sri LankaWise ₨438,206·Ria ₨443,632UK → JamaicaWise J$208,471·Ria J$211,732UK → NepalWise ₨196,602·Ria ₨200,360UK → USAWise $1,321·Ria $1,335UK → AustraliaWise A$1,931·Ria A$1,943

Tap a corridor for the full head-to-head — fees, rate margin and history.

Wise vs Ria: the last 30 days, route by route

Days each paid out more for £1,000, from real daily quotes, 13 October 2026 to 11 November 2026.

RouteWise daysRia daysTypical difference
UK → India129£6.21
UK → Nigeria300£15.94
UK → Philippines228£5.88
UK → Pakistan228£6.62
UK → Kenya030£11.28
UK → Bangladesh030£8.58
UK → Sri Lanka228£6.83
UK → Jamaica030£10.40
UK → Nepal030£12.90
UK → USA327£5.01
UK → Australia525£4.49

Ria paid more on most days to India, Philippines, Pakistan, Kenya, Bangladesh, Sri Lanka, Jamaica, Nepal, USA and Australia. Wise paid more on most days to Nigeria. “Typical difference” is the average gap in what the recipient got, in pounds per £1,000. Quotes can include introductory offers for new customers.

Guides on Wise and Ria

Wise vs Ria — common questions

Is Wise or Ria cheaper for sending money abroad from the UK?
It depends on the destination and changes daily. Across the 11 corridors where we can compare both today, Ria is cheaper on 10. Plyna ranks by the recipient amount — the true total cost of the fee and the exchange-rate margin combined — and updates daily. Pick your corridor below for the live head-to-head.
What's the difference between Wise and Ria?
Both move money from the UK to dozens of countries, but they price differently — one may charge a flat fee with a tight rate, the other a low fee with a wider exchange-rate margin. The only fair comparison is what actually lands in your recipient's account, which is what Plyna measures on a standard £1,000 transfer.
Where is Wise cheaper, and where is Ria?
In our latest quotes, Wise paid more to Nigeria, and Ria paid more to India, Philippines, Pakistan, Kenya, Bangladesh, Sri Lanka, Jamaica, Nepal, USA and Australia. This changes, so check the route you need below.

Compare every provider, not just two

See Wise, Remitly, WorldRemit, Ria and more side-by-side for your corridor.

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