Head-to-head comparison

Ria vs Wise

UK to USA money transfers (2026)

£1,000 sent · ranked by what your recipient actually gets

Data from 1 October 2026

Ria delivers $12 more to your recipient today

Best deal

Ria

Recipient gets

$1,327

USD for £1,000 sent

Transfer fee
£0.00
Exchange rate
1.3265
Rate vs mid-market
0.28% above

Wise

Recipient gets

$1,314

USD for £1,000 sent

Transfer fee
£4.60
Exchange rate
1.3202
Rate vs mid-market
0.20% below

† Plyna may earn a referral fee if you start a transfer via these links. Rankings are not affected.

Historical record

Who has led in Plyna's tracking?

12

Ria leads

0

Wise leads

Across 12 daily snapshots tracked by Plyna

Common questions

Ria vs Wise — UK to USA

Is Ria or Wise better for sending money from the UK to USA?
Both providers serve the UK-USA corridor, but which is cheaper changes daily as they reprice their rates. In Plyna's tracked snapshots, Ria has led on 12 of 12 days. Today's result is shown in the comparison above — always check before transferring.
What fees do Ria and Wise charge for UK to USA transfers?
Current fees are shown in the comparison above. As a general guide: providers differ in whether they charge flat fees, percentage fees, or hide costs in the exchange rate margin. Plyna ranks by recipient amount — the only figure that captures the true total cost of both the fee and the rate margin in a single number.
How much USD does my recipient get with Ria vs Wise?
Today's recipient amounts for £1,000 sent are shown in the comparison above. The difference can be significant — even a 0.5% rate margin difference adds USD equivalent of several hundred units on a £1,000 transfer. Plyna updates these figures every morning from real provider quotes.
Which is faster: Ria or Wise for USA transfers?
Both Ria and Wise typically deliver to USA within a few hours. Exact delivery time depends on the payment method, time of day, and the recipient's bank. Check each provider's current delivery estimate when you create your transfer — speed can vary based on live network conditions.

See all providers side-by-side

Compare Wise, Remitly, WorldRemit, MoneyGram and Western Union together — with custom amounts, historical snapshots, and mid-market rate tracking.

Compare all providers for UK → USA →