Head-to-head comparison

Remitly vs Wise

UK to Ghana money transfers (2026)

£1,000 sent · ranked by what your recipient actually gets

Data from 13 August 2026

Remitly delivers GH₵261 more to your recipient today

Best deal

Remitly

Recipient gets

GH₵15,238

GHS for £1,000 sent

Transfer fee
£0.00
Exchange rate
15.2376
Rate margin
0.00%

Wise

Recipient gets

GH₵14,977

GHS for £1,000 sent

Transfer fee
£8.11
Exchange rate
15.0993
Rate margin
0.00%

† Plyna may earn a referral fee if you start a transfer via these links. Rankings are not affected.

Historical record

Who has led in Plyna's tracking?

18

Remitly leads

63

Wise leads

Across 81 daily snapshots tracked by Plyna

Common questions

Remitly vs Wise — UK to Ghana

Is Remitly or Wise better for sending money from the UK to Ghana?
Both providers serve the UK-Ghana corridor, but which is cheaper changes daily as they reprice their rates. In Plyna's tracked snapshots, Wise has led on 63 of 81 days. Today's result is shown in the comparison above — always check before transferring.
What fees do Remitly and Wise charge for UK to Ghana transfers?
Current fees are shown in the comparison above. As a general guide: providers differ in whether they charge flat fees, percentage fees, or hide costs in the exchange rate margin. Plyna ranks by recipient amount — the only figure that captures the true total cost of both the fee and the rate margin in a single number.
How much GHS does my recipient get with Remitly vs Wise?
Today's recipient amounts for £1,000 sent are shown in the comparison above. The difference can be significant — even a 0.5% rate margin difference adds GHS equivalent of several hundred units on a £1,000 transfer. Plyna updates these figures every morning from real provider quotes.
Which is faster: Remitly or Wise for Ghana transfers?
Both Remitly and Wise typically deliver to Ghana within a few hours. Exact delivery time depends on the payment method, time of day, and the recipient's bank. Check each provider's current delivery estimate when you create your transfer — speed can vary based on live network conditions.

See all providers side-by-side

Compare Wise, Remitly, WorldRemit, MoneyGram and Western Union together — with custom amounts, historical snapshots, and mid-market rate tracking.

Compare all providers for UK → Ghana